Finance
Easy Credit Auto Financing - Buy Here Pay Here- We Say Yes!
We offer flexible financing options with "We Say Yes" approvals for customers with all types of credit. We work with you to find the financing solution that fits your budget. At Easy Credit Auto, we're committed to making it easy and transparent for everyone to get behind the wheel of their dream car. That's why we offer buy here pay here financing with "We Say Yes" approvals!
Financing Process Explained
Our buy here pay here financing process is simple and straightforward. Here's what to expect:
- Submit a financing application online or at our dealership.
- Our finance team will review your application and get you a quick decision. Hablamos Espanol, tambien!
Auto Loans
Joe Cooper's Easy Credit Auto is ready to get you behind the wheel today. We are the bank. If you are looking for the best “buy here pay here” car lot in Oklahoma City, you’ve come to the right place. With you job and down payment we can get you the car you need right now. We have helped customers from Edmond, Yukon, Moore, and Midwest City get the vehicle they need at the interest rate they deserve.
Want a lower interest rate? Why settle for 21% when Joe Cooper’s Easy Credit Auto can get you a rate as low as 5.99%. We make it easy, the more you put down on the car, the lower your interest rate. Apply today, then come shop our excellent selection of great cars, trucks, and SUVs. We will get you behind the wheel today.
How is your credit?
Have you been turned down by traditional banks? With our in-house financing, we can get you approved today.
Have you filed a bankruptcy, or had a repossession? We can get you back behind the wheel today. If you have a job, and live in our service area, we can get you the car loan that you need.
No credit at all? We can help you too. Your job and your down payment will get you driving the car you need to get you where you are going.
Our Financial Services Include:
- Buy Here Pay Here Car loans
- Quick approvals
- Bankruptcy, Repo, or No Credit? No Problem
We are always happy to answer your questions so please don't hesitate to contact us today!
Why Finance with Easy Credit Auto in Midwest City, OK?
There's a reason why so many Oklahomans choose Joe Cooper's Easy Credit Auto. It's not just because we offer a huge selection of used cars, trucks, SUVs, and vans. We go above and beyond to ensure our customers get the vehicle that suits their needs and — most importantly — their budget.
- Unparalleled Customer Service: Our friendly and knowledgeable staff is here to answer your questions and guide you through the car buying process.
- Wide Range of Inventory: Explore our extensive selection of used vehicles from various brands and model years to find the perfect car for you.
- Flexible Buy Here Pay Here Financing: We specialize in buy here pay here financing options, making car ownership accessible even with bad credit or no credit history.
- Simplified Financing Process: Our financing process is straightforward and hassle-free. We work with you to find the financing solution that fits your budget.
Get Pre-Approved for Buy Here Pay Here Financing
Pre-approval for buy here pay here financing simplifies your car buying experience. You'll know exactly how much you can afford to spend before you even step foot on our lot.
Benefits of Buy Here Pay Here Financing:
Competitive Interest Rates
We're proud to offer competitive interest rates on our buy here pay here financing. This can significantly reduce your monthly payments and save you money over the life of your loan.
Understanding Financing Terms
To empower informed decisions, we've included a glossary of common financing terms:
- Loan Amount: The total amount borrowed to finance the vehicle.
- Interest Rate: The annual percentage rate (APR) charged on the loan.
- Loan Term: The length of time (in months) to repay the loan.
- Down Payment: The upfront payment you make towards the purchase price.
- Monthly Payment: The amount you pay each month to cover the loan principal and interest.